Is Now a Good Time to Buy or Refinance? What to Consider

Joshua Franklin

Published on: 23/10/2025

When rates are volatile, the question “Is now a good time to buy or refinance?” always gets louder. After the expected mid-September cut by the Federal Reserve, many buyers and homeowners are asking: should I act now—or wait?

mortgage

Will Mortgage Rates Go Down Soon? What to Know Before You Wait

Joshua Franklin

Published on: 23/10/2025

Many homebuyers and refinancers are hopeful right now. After all, with whispers of a rate cut from the Federal Reserve, some of the optimism is that mortgage rates might fall, making it a great time to lock in. But before you hit “wait,” let’s unpack what’s really going on—and why timing the mortgage market isn’t so simple.

mortgage